Budget – Half As Well

How We Saved $100,000 with Flexible Schedules

April 11, 2019 Mr. Half Comments 0 Comment

There are many financial realities that aren’t communicated to us until we experience them. It’s embarrassing to admit, but I personally didn’t know how mortgages worked until I was 26. But that’s another story for another time. Today I’d like to focus on another financial speed bump that no one tells you about growing up – child care. Maybe it was a generational anomaly present in the curriculum when I was in high school, being taught by educators who more…

How We Budget Part 1

May 8, 2018 Mr. Half Comments 0 Comment

For someone who doesn’t track or budget at all, knowing where to start can be daunting. There’s a misconception that a budget is essentially a diet for your spending habits. In actuality, a budget can be a really helpful planning tool and doesn’t necessarily have to be restrictive. Our current budgeting process has evolved so much over the years I couldn’t even begin to explain how it got to where it is today. However, I can explain how our system…

Tracking Isn’t Enough

April 2, 2018 Mr. Half Comments 2 comments

I opened my first bank account at a small local bank as a junior in high school, primarily as a place to deposit paychecks from my first “official” job. I started religiously saving every receipt and at the end of the month I would write down every transaction by hand in the ledger. Later when I was working during college I closed this account and opened one with a more prominent bank with a debit card and access to ATMs….

Half As Well

Pursuing freedom and happiness through efficient means

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